Payment Policy

Trade Saddles may offer one or more payment methods through its checkout system. Available payment methods are displayed during checkout and may vary by transaction, location, currency, or other operational factors.

Buyers should review the product price, applicable shipping charges, taxes, and other disclosed costs before completing a purchase.

The final amount presented during checkout is the amount the buyer is asked to authorize, subject to applicable adjustments or refunds.

Payment must be successfully authorized before an order can proceed. Trade Saddles may decline, cancel, or place a transaction on hold where payment cannot be authorized or where additional review is reasonably required.

Trade Saddles uses appropriate payment-processing and security measures intended to protect transaction information. Payment details may be processed by third-party payment service providers used by the marketplace.

Trade Saddles does not ask buyers to provide sensitive payment information through ordinary seller communications.

Seller funds may be held or delayed where necessary to support order processing, delivery confirmation, an applicable product trial, a return, a dispute, fraud prevention, payment review, or other legitimate marketplace or payment requirements.

Payout timing may vary depending on the transaction and applicable payment procedures.

Approved refunds are processed in accordance with the applicable Trade Saddles return or refund policy.

Where applicable, refunds are generally returned to the original payment method. Refund timing may depend on inspection, approval, payment processing, and the buyer's financial institution.

Trade Saddles may place a payment or seller payout on hold while reviewing a return, dispute, delivery issue, product trial, fraud concern, or other transaction issue.

Additional requirements are described in the Product Trial & Return Policy and applicable marketplace policies.

Payment reversals, chargebacks, rejected payments, or other payment disputes may affect an order, refund, or seller payout.

Trade Saddles may provide transaction information to a payment provider where reasonably required to respond to a payment dispute or investigate potentially unauthorized activity.

Buyers should contact Trade Saddles promptly if they believe a transaction was unauthorized or incorrectly charged.

Trade Saddles may request information necessary to investigate the transaction and may coordinate with the applicable payment provider.

Accounts may be restricted, suspended, or reviewed where there are repeated payment failures, suspected fraud, unauthorized activity, chargeback abuse, or other payment-related risks.

Trade Saddles may update this Payment Policy when payment systems, marketplace procedures, security requirements, or applicable laws change.